{"id":8024,"date":"2025-01-13T08:45:52","date_gmt":"2025-01-13T08:45:52","guid":{"rendered":"https:\/\/tyinvestmentgroup.com\/?p=7984"},"modified":"2025-01-13T08:45:52","modified_gmt":"2025-01-13T08:45:52","slug":"kiwisaver%ef%bc%9a%e5%b8%ae%e4%bd%a0%e4%b9%b0%e6%88%bf%e5%92%8c%e5%82%a8%e8%93%84%e4%b8%a4%e4%b8%8d%e8%af%af","status":"publish","type":"post","link":"https:\/\/tyinvestmentgroup.com\/cn\/kiwisaver%ef%bc%9a%e5%b8%ae%e4%bd%a0%e4%b9%b0%e6%88%bf%e5%92%8c%e5%82%a8%e8%93%84%e4%b8%a4%e4%b8%8d%e8%af%af\/","title":{"rendered":"KiwiSaver\uff1a\u5e2e\u4f60\u4e70\u623f\u548c\u50a8\u84c4\u4e24\u4e0d\u8bef"},"content":{"rendered":"\n<p>KiwiSaver \u662f\u65b0\u897f\u5170\u4e00\u9879\u975e\u5e38\u53d7\u6b22\u8fce\u7684\u50a8\u84c4\u8ba1\u5212\uff0c\u5f88\u591a\u4eba\u4e00\u5f00\u59cb\u53ef\u80fd\u89c9\u5f97\u8fd9\u662f\u4e2a\u201c\u9000\u4f11\u8d26\u6237\u201d\uff0c\u4f46\u5b83\u7684\u4f5c\u7528\u8fdc\u4e0d\u6b62\u4e8e\u6b64\u3002\u9664\u4e86\u4e3a\u9000\u4f11\u751f\u6d3b\u79ef\u7d2f\u8d44\u91d1\uff0c\u5b83\u8fd8\u53ef\u4ee5\u5e2e\u4f60\u5b9e\u73b0\u4e70\u623f\u68a6\uff0c\u5c24\u5176\u662f\u5bf9\u9996\u6b21\u8d2d\u623f\u8005\u6765\u8bf4\uff0c\u7b80\u76f4\u5c31\u662f\u4e00\u5927\u52a9\u529b\u3002\u4eca\u5929\u6211\u4eec\u5c31\u6765\u804a\u804a KiwiSaver \u7684\u57fa\u672c\u8fd0\u4f5c\u65b9\u5f0f\u4ee5\u53ca\u5982\u4f55\u7528\u5b83\u6765\u66f4\u5feb\u5b9e\u73b0\u4e70\u623f\u76ee\u6807\u3002<\/p>\n\n\n\n<p>KiwiSaver \u662f\u600e\u4e48\u8fd0\u4f5c\u7684\uff1f<\/p>\n\n\n\n<p><a><\/a>1.\u81ea\u5df1\u5b58\u3001\u96c7\u4e3b\u5b58\u3001\u653f\u5e9c\u4e5f\u7ed9\u4f60\u8865<\/p>\n\n\n\n<p>\u2022\u6bcf\u6b21\u53d1\u5de5\u8d44\u65f6\uff0c\u4f60\u4f1a\u4ece\u85aa\u6c34\u91cc\u5b58 3%\u30014%\u30016%\u30018% \u6216 10%\uff08\u81ea\u5df1\u9009\uff09\uff0c\u540c\u65f6\u4f60\u7684\u96c7\u4e3b\u4f1a\u5b58\u81f3\u5c11 3% \u8fdb\u4f60\u7684 KiwiSaver \u8d26\u6237\u3002<\/p>\n\n\n\n<p>\u2022\u653f\u5e9c\u4e5f\u5f88\u5927\u65b9\uff0c\u6bcf\u5e74\u6700\u591a\u8865\u8d34\u4f60 521.43 \u7ebd\u5e01\uff08\u53ea\u8981\u4f60\u81ea\u5df1\u6bcf\u5e74\u5b58\u591f 1,042.86 \u7ebd\u5e01\uff09\u3002<\/p>\n\n\n\n<p>2.\u6295\u8d44\u7406\u8d22\u5e2e\u4f60\u589e\u503c<\/p>\n\n\n\n<p>\u2022\u4f60\u5b58\u8fdb\u53bb\u7684\u94b1\u4f1a\u4ea4\u7ed9\u4e13\u4e1a\u57fa\u91d1\u7ecf\u7406\u53bb\u6295\u8d44\u3002\u4f60\u53ef\u4ee5\u9009\u62e9\u4fdd\u5b88\u578b\u3001\u5e73\u8861\u578b\u6216\u8005\u6210\u957f\u578b\u7684\u57fa\u91d1\uff0c\u6839\u636e\u81ea\u5df1\u7684\u98ce\u9669\u504f\u597d\u9009\u4e2a\u9002\u5408\u7684\u7ec4\u5408\u3002<\/p>\n\n\n\n<p>3.\u63d0\u53d6\u7075\u6d3b\uff0c\u4f46\u6709\u89c4\u5219<\/p>\n\n\n\n<p>\u2022\u9664\u4e86\u9000\u4f11\u540e\u624d\u80fd\u7528\uff0cKiwiSaver \u8d26\u6237\u91cc\u7684\u94b1\u5728\u7279\u5b9a\u60c5\u51b5\u4e0b\u4e5f\u53ef\u4ee5\u63d0\u524d\u53d6\u51fa\u6765\uff0c\u6bd4\u5982\u4f60\u60f3\u4e70\u7b2c\u4e00\u5957\u623f\uff0c\u6216\u8005\u9047\u5230\u4e25\u91cd\u7ecf\u6d4e\u56f0\u96be\u3002<\/p>\n\n\n\n<p>\u7528 KiwiSaver \u6765\u4e70\u623f\uff0c\u8fd9\u4e9b\u4f60\u8981\u77e5\u9053<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u662f\u51c6\u5907\u4e70\u4eba\u751f\u7b2c\u4e00\u5957\u623f\uff0cKiwiSaver \u6709\u4e24\u5927\u201c\u798f\u5229\u201d\u53ef\u4ee5\u7528\uff1a<\/p>\n\n\n\n<p>1. \u9996\u6b21\u8d2d\u623f\u63d0\u53d6\uff08First Home Withdrawal\uff09<\/p>\n\n\n\n<p>\u2022\u8c01\u80fd\u63d0\uff1f<\/p>\n\n\n\n<p>\u2022\u52a0\u5165 KiwiSaver \u81f3\u5c11 3 \u5e74\u3002<\/p>\n\n\n\n<p>\u2022\u4e70\u7684\u662f\u81ea\u4f4f\u623f\uff0c\u800c\u4e0d\u662f\u6295\u8d44\u623f\u3002<\/p>\n\n\n\n<p>\u2022\u80fd\u63d0\u591a\u5c11\uff1f<\/p>\n\n\n\n<p>\u2022\u8d26\u6237\u91cc\u7684\u94b1\u57fa\u672c\u90fd\u53ef\u4ee5\u63d0\u51fa\u6765\uff0c\u5305\u62ec\u4f60\u81ea\u5df1\u5b58\u7684\u3001\u96c7\u4e3b\u5b58\u7684\u548c\u6295\u8d44\u6536\u76ca\uff0c\u53ea\u9700\u8981\u7559 1,000 \u7ebd\u5e01\u5728\u8d26\u6237\u91cc\u5c31\u884c\u3002<\/p>\n\n\n\n<p>\u2022\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5982\u679c\u4f60\u5e74\u85aa 60,000 \u7ebd\u5e01\uff0c\u5b58 3% \u7684\u5de5\u8d44\u8fdb KiwiSaver\uff0c\u518d\u52a0\u4e0a\u96c7\u4e3b\u7684 3%\uff0c\u5b58\u4e86 5 \u5e74\u540e\uff0c\u4f60\u53ef\u80fd\u4f1a\u6709\u8d85\u8fc7 20,000 \u7ebd\u5e01\u53ef\u4ee5\u7528\u6765\u4e70\u623f\uff08\u5047\u8bbe\u6bcf\u5e74\u6295\u8d44\u6536\u76ca 5%\uff09\u3002<\/p>\n\n\n\n<p>2. \u9996\u6b21\u8d2d\u623f\u8865\u52a9\uff08First Home Grant\uff09<\/p>\n\n\n\n<p>\u2022\u8865\u52a9\u91d1\u989d<\/p>\n\n\n\n<p>\u2022\u5982\u679c\u4f60\u4e70\u7684\u662f\u73b0\u623f\uff0c\u6bcf\u5b58\u4e00\u5e74 KiwiSaver\uff0c\u653f\u5e9c\u7ed9\u4f60 1,000 \u7ebd\u5e01\uff0c\u6700\u591a 5,000 \u7ebd\u5e01\u3002<\/p>\n\n\n\n<p>\u2022\u5982\u679c\u662f\u65b0\u623f\u6216\u81ea\u5efa\u623f\uff0c\u6bcf\u5b58\u4e00\u5e74\u7ed9 2,000 \u7ebd\u5e01\uff0c\u6700\u591a 10,000 \u7ebd\u5e01\u3002<\/p>\n\n\n\n<p>\u2022\u7533\u8bf7\u6761\u4ef6<\/p>\n\n\n\n<p>\u2022\u5355\u4eba\u5e74\u6536\u5165\u4e0d\u80fd\u8d85\u8fc7 95,000 \u7ebd\u5e01\uff08\u7a0e\u524d\uff09\uff0c\u4e24\u4eba\u52a0\u8d77\u6765\u4e0d\u80fd\u8d85\u8fc7 150,000 \u7ebd\u5e01\u3002<\/p>\n\n\n\n<p>\u2022\u623f\u4ef7\u9700\u8981\u4f4e\u4e8e\u653f\u5e9c\u8bbe\u5b9a\u7684\u5730\u533a\u4e0a\u9650\uff0c\u6bd4\u5982\u5965\u514b\u5170\u662f 875,000 \u7ebd\u5e01\u3002<\/p>\n\n\n\n<p>\u5c0f\u8d34\u58eb\uff1a\u5982\u4f55\u66f4\u597d\u5229\u7528 KiwiSaver \u6765\u4e70\u623f<\/p>\n\n\n\n<p>1.\u9009\u62e9\u5408\u9002\u7684\u57fa\u91d1\u7c7b\u578b<\/p>\n\n\n\n<p>\u2022\u5982\u679c\u4f60\u6253\u7b97\u5728 3-5 \u5e74\u5185\u4e70\u623f\uff0c\u5efa\u8bae\u9009\u4fdd\u5b88\u578b\u57fa\u91d1\uff0c\u964d\u4f4e\u56e0\u5e02\u573a\u6ce2\u52a8\u5bfc\u81f4\u7684\u98ce\u9669\u3002<\/p>\n\n\n\n<p>2.\u65f6\u523b\u5173\u6ce8\u8d26\u6237\u4f59\u989d<\/p>\n\n\n\n<p>\u2022\u5b9a\u671f\u67e5\u770b KiwiSaver \u63d0\u4f9b\u5546\u7684\u5728\u7ebf\u8d26\u6237\u6216 APP\uff0c\u968f\u65f6\u4e86\u89e3\u81ea\u5df1\u7684\u50a8\u84c4\u8fdb\u5ea6\u3002<\/p>\n\n\n\n<p>3.\u63d0\u524d\u51c6\u5907\u597d\u7533\u8bf7\u6750\u6599<\/p>\n\n\n\n<p>\u2022\u5728\u7533\u8bf7\u63d0\u53d6\u8d44\u91d1\u6216\u8d2d\u623f\u8865\u52a9\u524d\uff0c\u786e\u4fdd\u81ea\u5df1\u7b26\u5408\u6761\u4ef6\uff0c\u6bd4\u5982\u52a0\u5165 KiwiSaver \u7684\u65f6\u95f4\u3001\u8d26\u6237\u4f59\u989d\u662f\u5426\u8fbe\u6807\u7b49\uff0c\u5e76\u5c3d\u65e9\u8054\u7cfb\u76f8\u5173\u673a\u6784\u54a8\u8be2\u7ec6\u8282\u3002<\/p>\n\n\n\n<p>KiwiSaver \u662f\u4f60\u7684\u4e70\u623f\u597d\u5e2e\u624b<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u5927\u591a\u6570\u4eba\u6765\u8bf4\uff0cKiwiSaver \u662f\u4e00\u4e2a\u517c\u987e\u50a8\u84c4\u4e0e\u6295\u8d44\u7684\u597d\u5de5\u5177\u3002\u7279\u522b\u662f\u60f3\u4e70\u7b2c\u4e00\u5957\u623f\u7684\u5c0f\u4f19\u4f34\uff0c\u7528\u597d KiwiSaver \u80fd\u8ba9\u4f60\u79bb\u4e70\u623f\u68a6\u60f3\u66f4\u8fd1\u4e00\u6b65\u3002\u65e0\u8bba\u662f\u65e9\u70b9\u6512\u591f\u9996\u4ed8\uff0c\u8fd8\u662f\u591a\u62ff\u4e00\u4e9b\u653f\u5e9c\u8865\u52a9\uff0cKiwiSaver \u90fd\u662f\u975e\u5e38\u503c\u5f97\u7528\u7684\u5de5\u5177\u3002\u5982\u679c\u4f60\u6b63\u51c6\u5907\u4e70\u623f\uff0c\u73b0\u5728\u5c31\u5f00\u59cb\u89c4\u5212\u4f60\u7684 KiwiSaver \u5427\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/tyinvestmentgroup.com\/cn\/wp-content\/uploads\/2025\/01\/472342937_122132331560516852_989658774745098982_n.jpg\" alt=\"\" class=\"wp-image-7985\"\/><\/figure>\n\n\n\n<p>\u514d\u8d23\u58f0\u660e<\/p>\n\n\n\n<p>\u672c\u6587\u5185\u5bb9\u4ec5\u4f9b\u53c2\u8003\uff0c\u5177\u4f53\u653f\u7b56\u548c\u91d1\u989d\u53ef\u80fd\u56e0\u4e2a\u4eba\u60c5\u51b5\u800c\u6709\u6240\u4e0d\u540c\u3002\u5728\u4f7f\u7528 KiwiSaver \u63d0\u53d6\u8d44\u91d1\u6216\u7533\u8bf7\u8d2d\u623f\u8865\u52a9\u524d\uff0c\u5efa\u8bae\u5411 \u76f8\u5173\u4e13\u4e1a\u4eba\u58eb\u6216\u673a\u6784\u54a8\u8be2\uff0c\u4ee5\u83b7\u5f97\u6700\u65b0\u3001\u51c6\u786e\u7684\u4fe1\u606f\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>KiwiSaver \u662f\u65b0\u897f\u5170\u4e00\u9879\u975e\u5e38\u53d7\u6b22\u8fce\u7684\u50a8\u84c4\u8ba1\u5212\uff0c\u5f88\u591a\u4eba\u4e00\u5f00\u59cb\u53ef\u80fd\u89c9\u5f97\u8fd9\u662f\u4e2a\u201c\u9000\u4f11\u8d26\u6237\u201d\uff0c\u4f46\u5b83\u7684\u4f5c\u7528\u8fdc\u4e0d\u6b62\u4e8e\u6b64\u3002\u9664\u4e86\u4e3a\u9000\u4f11\u751f\u6d3b\u79ef\u7d2f\u8d44\u91d1\uff0c\u5b83\u8fd8\u53ef\u4ee5\u5e2e\u4f60\u5b9e\u73b0\u4e70\u623f\u68a6\uff0c\u5c24\u5176\u662f\u5bf9\u9996\u6b21\u8d2d\u623f\u8005\u6765\u8bf4\uff0c\u7b80\u76f4\u5c31\u662f\u4e00\u5927\u52a9\u529b\u3002\u4eca\u5929\u6211\u4eec\u5c31\u6765\u804a\u804a KiwiSaver \u7684\u57fa\u672c\u8fd0\u4f5c\u65b9\u5f0f\u4ee5\u53ca\u5982\u4f55\u7528\u5b83\u6765\u66f4\u5feb\u5b9e\u73b0\u4e70\u623f\u76ee\u6807\u3002 KiwiSaver \u662f\u600e\u4e48\u8fd0\u4f5c\u7684\uff1f 1.\u81ea\u5df1\u5b58\u3001\u96c7\u4e3b\u5b58\u3001\u653f\u5e9c\u4e5f\u7ed9\u4f60\u8865 \u2022\u6bcf\u6b21\u53d1\u5de5\u8d44\u65f6\uff0c\u4f60\u4f1a\u4ece\u85aa\u6c34\u91cc\u5b58 3%\u30014%\u30016%\u30018% \u6216 10%\uff08\u81ea\u5df1\u9009\uff09\uff0c\u540c\u65f6\u4f60\u7684\u96c7\u4e3b\u4f1a\u5b58\u81f3\u5c11 3% \u8fdb\u4f60\u7684 KiwiSaver \u8d26\u6237\u3002 \u2022\u653f\u5e9c\u4e5f\u5f88\u5927\u65b9\uff0c\u6bcf\u5e74\u6700\u591a\u8865\u8d34\u4f60 521.43 \u7ebd\u5e01\uff08\u53ea\u8981\u4f60\u81ea\u5df1\u6bcf\u5e74\u5b58\u591f 1,042.86 \u7ebd\u5e01\uff09\u3002 2.\u6295\u8d44\u7406\u8d22\u5e2e\u4f60\u589e\u503c 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\u9996\u6b21\u8d2d\u623f\u63d0\u53d6\uff08First Home Withdrawal\uff09 \u2022\u8c01\u80fd\u63d0\uff1f \u2022\u52a0\u5165 KiwiSaver \u81f3\u5c11 3 \u5e74\u3002 \u2022\u4e70\u7684\u662f\u81ea\u4f4f\u623f\uff0c\u800c\u4e0d\u662f\u6295\u8d44\u623f\u3002 \u2022\u80fd\u63d0\u591a\u5c11\uff1f \u2022\u8d26\u6237\u91cc\u7684\u94b1\u57fa\u672c\u90fd\u53ef\u4ee5\u63d0\u51fa\u6765\uff0c\u5305\u62ec\u4f60\u81ea\u5df1\u5b58\u7684\u3001\u96c7\u4e3b\u5b58\u7684\u548c\u6295\u8d44\u6536\u76ca\uff0c\u53ea\u9700\u8981\u7559 1,000 \u7ebd\u5e01\u5728\u8d26\u6237\u91cc\u5c31\u884c\u3002 \u2022\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5982\u679c\u4f60\u5e74\u85aa 60,000 \u7ebd\u5e01\uff0c\u5b58 3% \u7684\u5de5\u8d44\u8fdb KiwiSaver\uff0c\u518d\u52a0\u4e0a\u96c7\u4e3b\u7684 3%\uff0c\u5b58\u4e86 5 \u5e74\u540e\uff0c\u4f60\u53ef\u80fd\u4f1a\u6709\u8d85\u8fc7 20,000 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