我们的服务
我们的特色
量身定制的个性化服务
在 TY Investment Group天意集团，我们致力于为客户提供个性化的金融咨询和量身定制的贷款解决方案。我们专业的服务领域涵盖了开发贷款、建筑贷款、商业贷款和住宅贷款。作为奥克兰华人贷款中介和华语贷款中介，我们深知客户的需求，致力于为不同文化背景的客户提供专业支持，尤其是在奥克兰地区，我们还为提供俄罗斯贷款中介和俄语贷款中介的服务。无论您是经验丰富的开发商，还是首次置业者，我们都将以微笑服务、优质服务和创新策略，帮助您实现房产与商业目标。确保您能够在预算紧张、违约问题或资金紧急情况下，获得定制的贷款支持。我们作为奥克兰贷款中介，不仅提供优质贷款服务，更注重与客户建立长期合作伙伴关系，确保每一个项目顺利进行。
开发与建设贷款
我们为开发商提供专业支持，帮助处理如银行QS、高抵押率，超过预算，前期资金紧张和二次融资等复杂问题。通过灵活的解决方案，如土地储备、建设贷款和二次抵押，简化项目的融资流程。
Development Loans include:
- Land banking
- Land preparation
- Construction loans
- Equity release/refinance options, including completed developments without completed paperwork, under defaults with current lenders
Specific Requirements:
- Pre-sales/no-pre-sales options
- Keeping completed properties or partial sales
- QS/no QS options
- 2nd Mortgages
- Joint Ventures
Available funds:
- Bank Finance
- Hybrid Finance
- Finance Companies
- Private Lenders
- Platform Lending
Commercial Loans Include:
- Warehouse Purchases
- Retail Spaces
- Office Buildings
- Business Acquisitions
- Other GST-Claimed Assets
Specific Requirements:
- Partial/completed top-ups from existing residential portfolio
- Start-ups with none-secured lending
- Cash Flow Equity Releases
- Re-investment to other than residential products options, including joint ventures, shares in commercial products etc
- Future Income Utilization
商业贷款
我们帮助客户解决复杂的商业贷款问题，为客户购买仓库、工厂、零售店铺、写字楼等多种融资需求提供方案。 无论您需要企业现金流、合资并购或者是新商业扩展，TY Investment Group天意集团都将为成为实现商业目标路上的重要伙伴
房屋贷款
对于房屋贷款的客户，我们提供一站式服务，帮助首次购房者、房产投资人和资产组合再平衡。无论是低首付（最低5%），自雇人士，我们都有经验为您提供解决方案。
Home Loans Include:
- Fist Home Lending
- Investment Property Purchase
- Refinance/Portfolio Rebalancing
- Top-ups
- Refix/Restructure
Specific Requirements:
- Low Deposit - Minimum of 5%
- Parents’ Support Options
- No Deposits/Equity Release Options
- Multi-Family Options/Joint Ventures
- Up to 25 years and Interest-Only Options (non-consumer lending)
Complications:
- Liquidations
- Defaults
- Previously Declined Applications
- Commission only Incomes/Pure Development Incomes
- Age Limitations